Скачать или смотреть Buying Health Insurance? Don't miss these 5 things!

Buying health insurance? Don’t just pick the cheapest plan. These 5 features are non-negotiable if you want real protection.

1. Room Rent Limit:
If your plan has a cap—say ₹3,000 per day—you can’t even get a decent private room in a city hospital. Choose a plan with no limit or at least a single private room coverage.

2. Pre & Post Hospitalization:
Expenses start before and continue after hospitalization—like tests, scans, or medicines. Go for at least 60 days before and 180 days after coverage.

3. Daycare Procedures
Not every treatment needs 24-hour admission. Cataracts, dialysis, even chemotherapy — these are daycare treatments. Your policy must cover them.

4. No-Claim Bonus
If you don’t use the insurance, your sum insured should increase yearly—without extra cost. This builds a bigger cushion over time.

5. Restoration Benefit
Imagine using your full coverage early in the year—and then needing another claim. With this feature, your original cover gets restored instantly. No stress! Don't just buy health insurance. Buy it right.

DM to Book a 1:1 consultation to plan your finances💸

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