How Banks Make Money? Business Model of Banks

Ever wondered how banks make money? This video breaks down the business model of banks and explains how they generate revenue through loans, interest rates, fees, and investments. From saving accounts to credit cards, learn how the financial system works and why banks are essential to the economy.
The role of deposits and loans
Interest rate spreads explained
Service fees and charges
Banks' investments and trading activities
Banks are often seen as institutions that lend money, but have you ever wondered how they actually make money? What is their business model? How can they afford to pay you interest on your deposits? And what happens if all customers decide to withdraw their money at once? In this video, I dive into the economics of how banks generate revenue and explore key concepts like the Cash Reserve Ratio (CRR), Statutory Liquid Ratio (SLR), bank runs, Non-Performing Assets (NPA), and more.
Get a clear understanding of the financial strategies banks use to grow their profits and why your money matters to them. Don’t forget to like, comment, and subscribe for more financial insights!
How Banks Earn Money? | Business Model of Banks | How Banks Create Money | Banks Business | Banking System
Banks पैसा कैसे कमाते हैं? - How Banks Create Money | Things About Money That Banks Don't Want You To Know | Money in Bank | How do banks actually create money.
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