DON'T DEFER your State Pension

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In this video I will explain my views on why for most, I don't think deferring the State Pension makes sense.

*Bear in mind these are individual views and should be seen as such. They are not a substitute for specific advice relating to you.

📺 STATE PENSION SECRETS
   • 10 State Pension SECRETS - are you be...  

📺 HOW MUCH CAN I PAY INTO MY PENSION?
   • HOW MUCH can I pay into a pension?  

TIMECODES
0:00 - Should you defer your State Pension?
0:41 - The Key Rules
2:31 - The Deal
3:52 - What happens if you die under The New State Pension?
5:47 - Can you defer your State Pension to increase benefits?
6:35 - Won't I pay more tax though?!
7:20 - Have you thought about this strategy?
9:39 - When deferring DOES make sense!

FURTHER DETAILS AND RESOURCES BELOW
Deferring guides
https://www.gov.uk/deferring-state-pe...
https://www.moneyhelper.org.uk/en/pen...

State Pension on death
https://www.thisismoney.co.uk/money/p...
https://www.lcp.com/is-your-state-pen...

Help if you are on benefits
https://www.turn2us.org.uk/Benefit-gu...
https://www.moneysavingexpert.com/sav....

A BORING BUT IMPORTANT DISCLAIMER:
This channel provides information on general financial planning. It is for educational purposes only and does not constitute financial advice. The information based is believed to be accurate and current however should not be solely relied upon. Unless you take regulated financial advice only YOU are responsible for your own decisions therefore we cannot be responsible for any action or inaction you take. Please take advice specific to you before making any decisions. Principles Personal Finance is an educational channel and is not affiliated with my employer. As such views are stated are individual and should be seen as such.

Investment involves risks. The investment return and principal value of an investment may fluctuate so that an investor's portfolio, when redeemed, may be worth more or less than its original value. Past performance is no guarantee of future results. The information provided in this presentation has been compiled from sources believed to be reliable and current, but accuracy should be placed in the context of the underlying assumptions.

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