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When a property is bought or sold, a record of that transaction is usually filed in public archives. Events that may affect the ownership to this property like liens or zoning restrictions also get archived. This is part of a property’s title.

Your policy is good for as long as you own the home. If you have an issue with the home after closing, your policy covers you against any losses.

An owner’s policy is often issued for the amount you paid for the home. It covers a broad range of problems that may arise. This includes tax liens, deed errors or omissions, forgery of deed documents, fraud and mistakes in the public record. It also covers you if any previous owners’ unknown heirs show up to make a claim on the property

The Puerto Rico Real Estate, PSC
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