Скачать или смотреть How to find a financial adviser you can actually trust (In NZ)

Finding a financial adviser in New Zealand can feel both overwhelming, and risky.

With so many options, how do you know who to trust with your money, your KiwiSaver, your mortgage, or your retirement plan?

In this episode of Making Cents, Frances Cook breaks down exactly how to find a financial adviser in NZ that you can actually rely on. We cover when you really need an adviser, what they can (and can’t) do for you, how they get paid (fees vs commissions), and the red flags that should send you running.

Whether you’re buying your first home, setting up life insurance, planning for retirement, or investing a lump sum, this guide will show you how to:
Check if an adviser is licensed and registered in New Zealand
Understand their specialties
Ask the right vetting questions before you sign anything
Spot common conflicts of interest and sales tactics
Know the difference between real advice and a product pitch

Your financial adviser should be a co-pilot, not the pilot. This episode will help you feel confident, avoid getting burned, and choose someone who puts your interests first.

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Chapters
00:00 – Introduction
02:01 – Do You Even Need a Financial Adviser?
10:57 – What Advisers Can Actually Do
13:00 - How to Find An Adviser
15:29 – What Advisers Can’t Do
18:56 – How Advisers Get Paid
23:32 – Hidden Costs & Soft Commissions
29:39 – How to Vet a Financial Adviser - 6 Steps
34:14 – Red Flags to Watch Out For
38:54 - TL;DR
40:23 – Outro