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What happens if the home you’re buying doesn’t appraise for the price you offered? 😬

When the appraisal comes in below the purchase price, lenders base your loan on the lower value, not the contract price. That can leave a gap you’ll need to cover — either by renegotiating, paying the difference, or sometimes walking away.

The good news? You have options. Your agent can help you adjust the price, ask the seller to contribute, or use contract terms to protect your deposit.

Understanding what to do when a property doesn’t appraise can save you thousands and keep your deal on track.

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