Скачать или смотреть NPS how to Apply NPS. Nps kaise apply karein. benefits of nps.

The NPS scheme enables a tax benefit of up to 2 Lakhs. The tax benefits in the NPS scheme are under three provisions. They are 80CCD(1), 80CCD(1B) and 80CCD(2). On retirement, every individual will receive a tax-free lump sum withdrawal of up to 60% of the total.

NPS being market-linked, can offer you higher returns at higher risk. PPF on the other hand is a traditional scheme with guaranteed returns. If you are looking to fund family goals like your child's education or marriage or buying a home, a safer investment like PPF should be ideal.

Disadvantages or Cons of the NPS
Withdrawal Limits. ...
Taxation at the Time of Withdrawal. ...
Account Opening Restrictions. ...
Limited Exposure to Equities. ...
Mandatory Annuity. ...
Complexity towards Choosing the Best NPS Fund Manager.