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The Biggest Shift in Underwriting? From Applications to AI.

Underwriting has changed dramatically—from manual, application-based risk reviews to predictive, AI-driven models that reshape the entire insurance workflow.

In this video, I share my personal journey through the evolution of #underwriting—from the days of Medical Health Questionnaires (MHQs) and the Affordable Care Act (ACA) rollout, to today’s cutting-edge platforms like Gradient AI, Milliman IntelliScript, Verikai, Prealize Health, and Merit Medicine.

The shift isn’t just about technology—it’s about what clients demand: speed, simplicity, and seamless experiences. That’s where solutions like DataHub.insure come in (yes, I’m biased!). These platforms offer an integrated, end-to-end approach to modern underwriting, blending legacy processes with AI-powered precision.

💡 Question for you: How is AI changing underwriting in your organisation? Let’s start a conversation in the comments.

#Insurance #Underwriting #AI #Innovation #Insurtech #DigitalTransformation #DataHubInsure