Скачать или смотреть 3D Secure 2 caters for better online shopping

Ahead of the release of 3D Secure version 2, our Product Marketing Manager, Levi Pillay explains what 3D Secure 2 is, how it compares to the first version of 3D Secure and why it’s suitable for modern day online shoppers.

What is 3D Secure 2?

An updated security protocol that enables frictionless authentication by verifying cardholders without any input from them.

It uses risk-based authentication, which involves sending data about the cardholder and the transaction to the issuing bank who compares it to the cardholder’s historical transactional data to determine fraud risk.

If no risk is identified the payment goes through.

If risk is identified, the cardholder needs to verify the payment via their banking app using facial recognition or a fingerprint.

PayFast is a leading South African online payment solution that is trusted by businesses of all sizes to receive online payments via a variety of popular payment methods. Sign up for a free PayFast account and find out more about our range of features and solutions by visiting https://www.payfast.co.za