Interest Only VS Principal And Interest Loan On Investment Property | Australian Property Investing

Most people choose the standard principal and interest loan over an interest-only loan repayment, but many don't fully understand the difference between the two.

There are two main parts to the repayment of a loan:
• Principal - the money you originally borrowed
• Interest - the money you pay to keep the loan.

This video covers THREE PROS & CONS of Interest Only Loans.

0:00 - Intro
1:00 - Interest Only Loan Preserves Cash
2:22 - You can Rollover your Interest Only Period
3:56 - You make Passive Income on Interest Only
4:38 - Interest Only Loans are higher on Interest Rate.
6:13 - In Interest Only you never actually pay off the Loan.
9:16 - Interest Only can affect your borrowing capacity.
10:12 - Conclusion
11:47 - Pointers
12:43 - Outro


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