Скачать или смотреть Why planning your spending is important during holidays

If you don’t know how much you’re going to spend during the holidays, the problem isn’t the holidays, it’s the lack of a plan.

Start simple.

Look at what you spent last November.
If you can pull that number and it feels manageable, that becomes your baseline, your maintaining number.

Now you’re not guessing.
You’re deciding.

Without tracking or budgeting, holiday spending turns into a blur. Small purchases pile up, and by the time January hits, you’re left wondering where the money went.

Planning changes that.

When you know your number:

You spend with intention, not guilt

You say no more easily

You enjoy giving without stressing afterward

Planning during the holidays isn’t about restriction, it’s about clarity.

You’re not trying to be perfect.
You’re trying to be aware.

Because money stress doesn’t come from spending,
it comes from spending without knowing the cost.

A little planning now saves a lot of stress later.