Скачать или смотреть Save 45% on Group Disability Insurance: The "5-Year Benefit" Strategy | Ron Bryson

Description: Does your business really need Disability Insurance that covers employees until age 65? Most brokers won't tell you this, but switching your coverage term from "Age 65" to "5 Years" can slash your premiums by nearly half—without sacrificing the protection that actually matters.

In this video, Employee Benefits Broker Ron Bryson explains the hidden variables that drive up your group insurance costs (Age, Occupation, Gender) and reveals why the "Own Occupation" definition makes long-term claims incredibly rare after the 2-year mark.

In this video, you’ll learn:

The Cost Variables: How average age and "Blue Collar vs. White Collar" impact your rate.

The 2-Year Rule: How the definition of disability changes from "Own Occupation" to "Any Occupation."

The 45% Savings Hack: Why paying for coverage to Age 65 is often a waste of money compared to a 5-Year benefit.

Ron’s Philosophy: Why being "cheap on your behalf" gets you the best rates.

Timestamps: 0:00 - Intro: The 5 Major Variables in Group Insurance Cost 0:40 - Age & Occupation: Why Blue Collar Costs More 1:50 - The Cost of "Age 65" Coverage ($50/mo vs $32/mo) 2:45 - The Trap: "Own Occupation" vs "Any Occupation" Explained 4:10 - The Strategy: Switch to a 5-Year Benefit to Save 45% 4:45 - Why I Am "Cheap on Your Behalf"

Resources: 👇 Comment "CHEAP" below to see how much you could save by switching to a 5-Year Benefit plan.

👤 About Ron Bryson

For over 45 years, Ron has helped BC business owners secure better coverage their teams actually use — without the renewal stress.
He’s worked with companies across Vancouver, Surrey, Burnaby, Richmond, and Coquitlam, specializing in employee benefits for teams under 50 people.

🚀 Next Step: Book Your 15-Minute Benefits Audit

👉 Visit: https://www.affordable-employeebenefi...

Find out if you’re overpaying at renewal — or missing value your team deserves.
No cost. No pressure. Just clarity.