How Do I Calculate Debt-to-Income Ratios (DTI) | What is DTI? 👩‍🎓 + 🏠 = 💰

➡️ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today! ☎️ https://bit.ly/3wERfRV or 📞 call or text 480.725.0150

OK, so what exactly is DTI, your debt-to-income ratio, and how do you calculate debt-to-income ratios? 🤔

Debt-to-income ratios can be a big factor in the home loan process when buying a home or obtaining a mortgage, so in today’s video Kelly will answer your question about DTI and teach you how a mortgage lender calculates DTI (Debt-To-Income)!

00:00 Introduction to Debt-to-income Ratio (DTI)
00:49 Usable Income for DTI
01:19 Debts Included in DTI
01:46 Debits Not Calculated into DTI
02:52 Maximum Debit-to-Income Ratio
04:39 How to Calculate the Debt-to-Income Ratio
08:38 How Assets are Factored into DTI

🌎 Learn more about us at: http://www.kellyzitlowgroup.com

➡️ ✔️ SUBSCRIBE TO THE MORTGAGE “HOW DO I” YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI

📺 Check Out Kelly Zitlow Group’s YouTube Channel for more home loan tips! https://bit.ly/39GMn3E

DON'T BE A STRANGER ONLINE:
✅ Instagram:   / kellyzitlowgroup  
✅ Facebook:   / kellyzitlowgroup  

MORE VIDEOS:
📺 Videos for Home Buyers: https://bit.ly/2OnxUCa
📺 Videos For Agents: https://bit.ly/3wiJZcO

KELLY ZITLOW, NMLS 164330
Sr. Mortgage Advisor
EVP, Sales & Marketing
[email protected]
www.kellyzitlowgroup.com
480.725.0150

Kelly Zitlow is a Public Speaker, Sr. Mortgage Advisor & EVP of Sales & Marketing with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process.

Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender 14635 | N Kierland Blvd Ste 140, Scottsdale, AZ 85254

#WhatIsDTI #DebtToIncomeRatio #DTIRatio