Скачать или смотреть Bank of India* ’Press Conference to announce *Q1 FY26 results*

Bank's Global Advances grew by 12.02% with Domestic Advances grew by 11.24% YoY, Bank's Global Business crossed ₹15 Lakh crores.

Overseas Advances grew by 16.34% YOY.

Retail Advances grew by 20% YoY, MSME Advances grew by 17% YoY followed by Agriculture Advances which grew by 12% YoY.

Bank's Deposits grew by 9.07% YoY with Domestic Deposits grew by 9.62% YOY. CASA Deposits grew by 2.50% YoY and CASA ratio stands at 39.88% as on 30 June, 2025.

Profitability:

Operating Profit for Q1FY26 grew by 9% YoY to Rs.4,009 crores.

Net Profit for Q1FY26 increased by 32% YoY at ₹2,252 crores.

Bank's ROA and ROE for Q1FY26 stand at 0.82% and 13.51% respectively.

Global and Domestic Net Interest Margin (NIM) for Q1FY26 stood at 2.55% and 2.82% respectively.

Yield on Advances (Global) for Q1FY26 stood at 8.01% and Cost of Deposits (Global) stood at 4.85% for Q1FY26.

Asset Quality:

Gross NPA ratio at 2.92% improved by 170 bps YOY.

Net NPA ratio at 0.75% improved by 24 bps YoY.

PCR improved by 83 bps YoY and stands at 92.94%.

Slippage Ratio improved by 2 bps YoY and stands at 0.33%.

Credit Cost improves by 17 bps YoY to 0.68%.

Capital Adequacy:

Capital Adequacy Ratio (CRAR) as at the end of Q1FY26 stands at 17.39%.

Alternate Channels:

1 Crore plus customers on-boarded so far through Mobile Banking App "BOI Mobile Omni Neo Bank".

Share of Digital transactions in total transactions increased from-94.2% in Q1FY25 to-95.4% in Q1FY26.