Скачать или смотреть Aulia Nurul Fadillah - Video Isu Ekonomi -The Impact of Digital Payments on Trafitional Banking

Hi! I'm Aulia Nurul Fadillah. In this video I talk about the impact of digital payments on traditional banking in Indonesia the challenges, the opportunities, and the changes in consumer behavior. Digital payments are reshaping the financial world, and this video explains why. Enjoy watching!

This video discusses how digital payment systems such as QRIS, OVO, GoPay, Dana, and mobile banking are reshaping traditional banking in Indonesia. The presentation explains three key points: the threats digital payments pose to conventional banking services, the opportunities they create for innovation and digital transformation, and how they influence consumer behavior and the future of the financial ecosystem.

The video is delivered in a simple and engaging way while still supported by real data and research. The goal is to show that digital payments are not only a challenge for traditional banks, but also a major opportunity to build a more modern, efficient, and inclusive financial system.

#Economiclssues #DigitalEconomy #DigitalPayments #QRIS #OVO #GoPay #Dana #Banking #Fintech #CashlessSociety #FinancialInclusion #DigitalTransformation #IndonesiaEconomy

REFERENCES

Bank Indonesia. (2024). QRIS transaction statistics. Bank Indonesia. https://www.bi.go.id/

Bank Indonesia. (2025). Payment system and digital banking report. Bank Indonesia. https://www.bi.go.id/

Antara News. (2024). BI: QRIS transactions boosted Indonesia's digital economy growth. Antara News. https://www.antaranews...

Republika. (2024). Mobile banking users increase as digital transactions surge in Indonesia. Republika. https://www.republika....

McKinsey & Company. (2023). Digital consumer trends in Indonesia. McKinsey Global Institute. https://www.mckinsey.com/ World Bank. (2023). Financial inclusion data:

Indonesia reducing the unbanked population. World Bank. https://www.worldbank....

Bisnis.com. (2024). Digital banking transformation in Indonesia. Bisnis Indonesia Group. https://www.bisnis.com/