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in this video you know about Cost to Income Ratio

To get the cost-to-income ratio, you divide the operating expenses by the operating income, and multiply the result by 100 to express it as a percentage. This gives you the proportion of the bank's income that is being used to cover its operating expenses

what is operating Cost--

Operating expenses: These include all costs incurred by the bank in the course of its regular business operations. This could involve administrative costs, personnel salaries, rent, utilities, depreciation, amortization, and other operational expenses. It does not include extraordinary or one-time costs.

What is Operating Income--

Operating income: This is the income generated by the bank from its core business activities. It usually includes net interest income (the difference between the interest income generated from assets and the interest paid on liabilities) and non-interest income (like fees from services such as wealth management, payment services, etc.).