Скачать или смотреть Loans Made Simple: Amortization Explained + Money Market vs HYSA!

Ever wonder how loans really work? In this video, we break down the concept of loan amortization so you can finally understand how your monthly payments are structured - and how much interest you're really paying over time.

We'll also compare Money Market Accounts (MMA) vs High-Yield Savings Accounts (HYSA) to help you decide where to park your cash for the best returns without unnecessary risk.

Whether you're managing debt, saving for a big purchase, or just trying to make smarter financial decisions, this video gives you clear, practical insights.

Timecodes:

00:00 Introduction
00:38 How Loans Work
04:10 Mortgage Loan Impact
08:06 Ally HYSA
09:18 Fidelity SPAXX
10:00 HYSA VS. Money Market
11:40 Conclusion

LINKS:

How Loans Work/Money Market Accounts Google Sheet - https://docs.google.com/spreadsheets/...
Loan Amortization Calculator - https://www.calculator.net/amortizati...
Ally HYSA - https://www.ally.com/bank/online-savi...
Fidelity SPAXX - https://fundresearch.fidelity.com/mut...
Compound Interest Calculator - https://www.investor.gov/financial-to...

DISCLAIMER:

I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.