Скачать или смотреть The Underwriting Process Explained: What Buyers Need to Know After Going Under Contract

📌 What Happens During Underwriting?

👀 You’re under contract — congrats! 🎉 But now comes the real test: underwriting.

✅ In this video, I’ll break down what actually happens behind the scenes once your loan file goes to underwriting, how to avoid common delays, and what “clear to close” really means.

I’m Jermaine Miller, Realtor® with Barrett Real Estate and Mortgage Loan Officer with Barrett Financial Group, LLC. In this video, I’ll walk you through:

🔑 What underwriters really look for in your loan file
💵 How document delays can affect your closing timeline
📄 Why fast responses help you get to “clear to close” faster
🏡 How teamwork between you and your lender keeps everything on track

⏰ Timestamps
00:00 – Intro
00:07 – Congrats, you’re under contract
00:12 – What is underwriting?
00:20 – What underwriters review and verify
00:36 – Why underwriters aren’t fast (and what to expect)
00:49 – How slow responses delay your loan
01:05 – Common underwriter requests
01:20 – The goal: “Clear to Close”
01:28 – How to stay on schedule
01:37 – Final tip: respond fast, get keys faster

📞 Work With Me
📱 Call/Text: 480-800-HOME (4663)
📧 Realtor Email: [email protected]
📧 Lender Email: [email protected]
🏡 Search Homes: http://azfruitfulhomes.com/search
📝 Apply for a Loan: http://fruitfulhomeloans.com
📅 Book a Call: http://bit.ly/4kUgmXm

📤 See What Clients Say About Me
👉 https://azfruitfulhomes.com/client-te...

📤 Moving or Buying Out of State?
If you’re looking outside of Arizona, contact me directly. I have a strong referral network with trusted agents and lenders across many states and can connect you with licensed professionals in your target area.

🎥 Want to watch more videos like this one?
   • Backup Offer in Real Estate: Pros, Cons, a...  
   • Understanding the FHA Amendatory Clause: W...  
   • Understanding the Appraisal Process: What ...  

👍 Stay Connected
🔔 Subscribe for weekly real estate & mortgage tips
💬 Drop your questions or scenarios in the comments
📤 Share this video with someone who could benefit

👉 A Home Changes Everything – Real Estate & Mortgage Guidance with Jermaine Miller

⚠️ Compliance Info
Equal Housing Opportunity | Equal Housing Lender
Jermaine Miller, Realtor® | Arizona License: SA672005000 | Barrett Real Estate
2701 East Insight Way, Suite 150, Chandler, AZ 85286
Jermaine Miller, Mortgage Loan Officer | NMLS #2415273 | Barrett Financial Group, L.L.C.
NMLS #181106 & AZ 0904774 | Branch Office: 2701 East Insight Way, Suite 150, Chandler, AZ 85286
🌐 https://barrettfinancial.com | 🔍 https://nmlsconsumeraccess.org/Entity...

The information contained herein is deemed reliable but not guaranteed.
This video is for educational purposes only and is not a loan approval or commitment to lend.
Rates, terms, and programs subject to change without notice. Not all applicants will qualify.

#UnderwritingExplained #MortgageProcess #HomeLoanTips #ClearToClose #RealEstateAdvice #LoanApproval #MortgageEducation #HomeBuyingJourney #AZMortgageLender #AZRealtorLender #JermaineMiller #AZFruitfulHomes #ArizonaRealEstate #PhoenixHomes #GilbertAZ #ChandlerAZ #MortgageTimeline #HomeFinancing #MortgageHelp #RealEstateTips #ClosingDayReady #BuyerTips #HomeBuyingMadeSimple #FirstTimeHomeBuyer #LenderTips #MortgageSteps #LoanProcessing #RealEstateEducation #HomeLoanProcess #AZRealtor #MortgageSupport #FastClosing #HomeBuyersGuide