Скачать или смотреть Discover Your Dream Retirement Home In Georgetown, Texas

Finding your forever home in retirement is crucial to securing your future. Financing the home or re-positioning home equity with a reverse mortgage might be part of the solution. We also need a Realtor partner who understands seniors' needs. Kathy Armstrong, Realtor with Madrina Home Team, has been a valued partner since our business started. Together, we can help you understand your exact needs for your perfect forever home. Kathy can help you find the home, and I can help you finance it! Today's video discusses some of the hidden gems in Georgetown, Texas - neighborhoods that are age-in-place friendly beyond Sun City.

⬇️ Questions about retiring in Georgetown, Texas? Contact Kathy Armstrong: ⬇️
📅www.madrinahometeam.com
📨Email: kathyrussarmstrong‪@gmail.com‬

⬇️ Questions about reverse mortgage loans? Please contact us! ⬇️
📱Call or Text: 512-584-9766
📨Email: [email protected]
📅shoalcreekreverse.com/contact/

For most people, the golden years of retirement come after decades of hard work. In some cases, this means settling down in a community designed for easy living — where you can kick your feet up and have most of your living essentials taken care of. But the days of simple amenities like generic fitness centers and community conference rooms are over — an increasing number of senior living communities promote a more active lifestyle that includes social engagement, travel, and recreational activities. Back in the day, communities may have used the “one-size fits all” model for the world of senior care, but as the amenities have evolved so have the standards of living — modern senior living providers now understand the importance of providing personalized care and a well-rounded lifestyle.

With hundreds of options nationwide, it can be tough to narrow down the right community for you or your loved one. From the most basic to the most luxurious 55+ Active Adult communities, you won’t find a shortage of areas to pick from.

When you’re searching for a place to live in retirement, it’s important to keep in mind there are various types of retirement communities. Some common community types include:
Active adult 55+ communities for Home Buyers
Senior apartments
Assisted living homes (or personal care)
Memory care community
Life plan communities
Each living community model aims to offer a safe, welcoming environment for seniors with different needs and preferences.

What is Your Price Point?
An essential aspect of finding a retirement community is cost. You and your family should sit down with a trusted professional to discuss your finances, notably your long-term savings. Make sure to review your monthly bills are compare them to the retirement community cost. What services are included in the retirement community? Every community could potentially have different fees and services.

Funding the Purchase
Funding the purchase of your next home in the way that’s best for you can make all the difference for you and your retirement. While paying all cash and taking out a traditional mortgage are both options, you should also consider a powerful, little-known home financing option just for homebuyers 62 and older. It’s called a Home Equity Conversion Mortgage for Purchase (H4P) loan. It can give you more purchasing power and help you to retain a large portion of your life savings.

That’s because you can buy your ideal home in the community of your choice with a down payment of about half the purchase price* — the H4P loan finances the rest. And you never have to make a monthly mortgage payment, so long as you live in the home and pay the property charges, like taxes, insurance, and HOA dues. So, it feels a lot like you purchased the home in all cash, except you get to keep more cash to use as you wish in retirement.

Chapters:
00:00 Introduction
01:02 Introducing Kathy Armstrong
02:10 HECM for Purchase Case Study
03:31 Georgetown, Texas is More Than Sun City
03:54 "Hidden Gems" : Retirement-Friendly Neighborhoods in Georgetown, Texas
05:21 Practical Reality of Aging in Place
07:31 Georgetown, Texas is the Perfect Retirement Destination
08:31 It's All About the Conversation
10:42 Contacting Kathy Armstrong, Madrina Home Team