Скачать или смотреть What is Escrow?

Escrow is a term that comes up often during the homebuying process, but it can mean different things depending on the context. In this video, we explain what escrow is, how it works in a mortgage, and why it’s used—using simple, straightforward language.

If you’re buying a home or already have a mortgage, understanding escrow can help you know where your money goes and how key parts of the transaction are handled.

In this explainer, you’ll learn:
What it means to 'be in escrow,'
What escrow accounts are,
Why escrow accounts are used in real estate and mortgages,
How money moves through escrow during a home purchase,
What an escrow account is after closing, and
How escrow helps protect buyers, sellers, and lenders.

This video is part of our Mortgage Basics playlist, a series of short explainer videos that break down common mortgage and homebuying terms like down payments, DTI, PMI, appraisals, pre-approvals, and loan types—without jargon or fluff.

👉 Watch the full playlist to build a solid understanding of how the mortgage and homebuying process works from start to finish.

Have a question about escrow or another mortgage term? Leave it in the comments.

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