Скачать или смотреть Returnee Expectations vs. Reality! Diasporans expecting U.S.-style mortgage systems! | GHANA

Thinking about buying or building a home in Ghana? This video breaks down the expectations vs reality many returnees face.
Many diasporans expect U.S.-style mortgage systems — but in Ghana, most property sales are cash-based. Others think building will be cheaper, but materials, labor, and inflation make it costly.
We’ll cover:
🏠 Mortgage options for the diaspora (Republic Bank, Stanbic Bank, FNB, Ecobank)
📋 Common mortgage requirements
🏦 How the mortgage process works
📄 Why only titled properties qualify for financing
👷‍♀️ Real costs of building in Ghana
How the Process Works:
1️⃣ Choose a property
2️⃣ Apply for a mortgage or payment plan
3️⃣ Submit required documents
4️⃣ Bank assesses eligibility
5️⃣ Pay the down payment
6️⃣ Begin monthly repayments
💡 Most banks only finance titled, fully registered properties.
If you’re buying through a developer, they may already work with a bank or mortgage company to make financing easier.
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