Скачать или смотреть 10 Frugal Spending Habits That Will Save You Serious Money in 2026

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📋 SUMMARY
In this episode, I’ll reveal the 10 frugal spending habits that will save you serious money in 2026...and I promise, it’s not about pinching pennies or depriving yourself of the things you love.

After 30+ years as a CPA, entrepreneur, and walking my own journey to financial freedom, I’ve discovered that true money mastery isn’t about earning more...it’s about controlling what goes out. In this episode, I break down the sneaky spending habits that quietly sabotage your cash flow and share practical, actionable ways to keep more of your money working for you.

We’ll dive into everything from slaying invisible money leaks like forgotten subscriptions, to building simple rules that make spending decisions easy (even on the tough days!). We talk about harnessing your margin, tackling lifestyle creep, and yes even planning for FUN on purpose so you enjoy your life and your money.

If you’re ready to create real options, lower your financial stress, and finally get your money machine in motion, this one is for you.

IN THIS EPISODE, I COVER:
👉🏽 Why frugality is really about control, not sacrifice
👉🏽 The easiest strategy to plug money leaks (and instantly boost your cash flow)
👉🏽 How to annualize your payments before saying “yes” to any new expense
👉🏽 Simple hacks to make thoughtless spending a thing of the past
👉🏽 The #1 habit to stop lifestyle creep and protect your wealth
👉🏽 Powerful money rules to control your future and automate smart decisions
👉🏽 Why planning fun intentionally actually upgrades your life experience

Ready for practical, high-impact habits you can use immediately? Let’s get you mastering your money so you can live a life by choice.

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The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

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★ WHO IS MEL ABRAHAM ★

I’m a seasoned CPA turned global speaker, entrepreneurial innovator and money mentor. I am the mind behind the USA Today bestseller, Building Your Money Machine: How To Get Your Money To Work Harder For You Than You Did For It!. As the founder of The Money Machine Blueprint™, The Legacy Factor™, and Thoughtpreneur™ Academy, Mel has dedicated his career to empowering individuals and entrepreneurs to transform their financial destinies and craft lives of choice, not chance.

⏰ TIMESTAMPS:
00:00 Why you don’t need to earn more you need to stop your money leaks!
00:52 This isn’t about being cheap...it’s about high-value spending.
02:25 Kill the invisible money leaks.
04:39 Annualize before you say yes to any monthly expense.
06:29 Put friction back into “easy” spending.
09:14 Decide your convenience in advance.
10:46 Delay identity spending wait one pay cycle.
11:55 Buy fewer things, but better things (frugality ≠ cheap).
14:36 Capture your margin before your lifestyle expands.
16:49 Track your margin, not every dollar (ditch tedious budgets!).
18:17 Set simple spending rules, remove emotion from money decisions.
20:10 Plan fun on purpose-Joy should be on the budget!
22:33 You don’t need to be perfect, just willing to check yourself.

🚧 DISCLAIMERS & DISCLOSURES 🚧
This content is for educational and entertainment purposes only. Mel does not provide tax or investment advice on this show. ALWAYS seek professional advice for your specific circumstances.

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