Social Security Spousal Benefits: The Complete Guide

Social Security spousal benefits are some of the most generous benefits you'll receive in retirement. If you understand these rules it could make a BIG difference in the amount of benefits you receive.

At face value, spousal benefits look simple and easy to understand. But once you dig in, there are lots of nuances that can lead someone to getting a smaller benefit than they are entitled to receive. In this video I want to break this topic down into three sections. I’ll discuss what a spousal benefit actually is, what it takes to qualify for spousal benefits and then I’ll cover how to calculate spousal benefits. Fair warning…this may be a longer video than most of the videos that I publish. But there’s no fluff here. You need to understand everything in this video. You don’t have to do it all at one time though.

You can watch this video in segments or come back and revisit specific areas as needed.

2:26 What is a spousal benefit?
4:55 What it takes to qualify for spousal benefits
7:30 How to calculate the spousal benefit the right way


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⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇
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