Скачать или смотреть Mike Daisley: Damages Awarded In Excess of Insurance Limits

Some of the toughest cases I deal with sometimes are situations in which there's credit liability, say a drunk driver runs through an intersection and hits someone and there's catastrophic injuries but yet there's just not enough coverage to take care of all the harm that's been done. In situations like this I think it's extremely important for you to consult an experienced, confident attorney that can help you walk through all the issues. Even if the insurance company is volunteering to pay you the limits of their coverage, you should proceed with extreme caution. Does uninsured or underinsured motorist apply? Are there third parties involved that could be responsible, that might also help? For instance, was there some bar that was serving the drunk driver, knowing he was drunk, say giving him one more for the road? Was there a grocery store selling to an underage student? I had a situation a couple of years ago in which an underage driver went from house party to house party drinking and we were able to successfully negotiate with home owners coverage. These are just a few of the issues that are important to talk to an attorney about if you're faced with this kind of situation. Again, it may make the difference between having sufficient resources to help make up for the harm that's been done or having to deal with it on your own.