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Afterpay cards work differently from traditional payment cards, which is why many users search for a three digit security code and cannot find one. The standard Afterpay Card and the Afterpay Plus Card are both digital only cards designed for mobile wallet use, meaning they do not include a printed or permanent CVV. Unlike physical debit or credit cards that store visible card numbers and a fixed security code, Afterpay uses tokenized card details, dynamic authentication, and app based verification for all purchases. Because of this system, you will not find a static three digit security code anywhere within the Afterpay app, Apple Wallet, Google Wallet, or on the digital card itself.

For in store purchases, the Afterpay Card is generated through the In Store or Pay Instore section of the Afterpay app. Once you generate the card and add it to Apple Wallet or Google Wallet, payments are completed through contactless tap to pay. These transactions never require a CVV. Instead, your phone creates a unique, secure token each time you complete a purchase, and the merchant processes that token without ever seeing your real card details. In some cases, a payment terminal may request a PIN, but this is not a CVV and does not appear automatically unless the store’s system requires it for verification. Because the card is virtual, there is no CVV you can view or retrieve.

For online purchases, the process also avoids the use of a traditional security code. Websites and apps that support Afterpay require you to choose Afterpay at checkout. You then log in to your Afterpay account to approve the installment plan instead of manually typing in card information. This login based authorization replaces the need for a CVV. If a website asks for a three digit code, that usually means the merchant does not accept the virtual Afterpay Card as a direct payment method, and you must use the regular Afterpay checkout button instead. Neither the Afterpay Card nor the Afterpay Plus Card displays a temporary security code, rotating CVV, or device CVV. Any security elements shown in your digital wallet relate to the device account number and tokenized payment details, not a traditional card security code.

These protections make the card more secure and reduce the risk of unauthorized use. Because Afterpay manages all verification internally, there is no three digit security code for you to locate.

Timestamps:
0:00 Introduction
0:12 Why Afterpay Cards Have No CVV
0:25 In Store Purchases and Tokenization
0:41 Online Payment Authentication
1:00 When a Website Requests a CVV
1:10 Conclusion

Hashtags:
#Afterpay #AfterpayCard #AfterpayPlus #DigitalWallet #BuyNowPayLater


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