Скачать или смотреть Pay Less Interest on Loan | EMI & Prepayment Calculator Explained

Most loan borrowers focus only on EMI.
Very few look at the total interest paid and that’s where lakhs are lost.

A ₹60 lakh loan at around 9-9.5% can cost you ₹30+ lakh only in interest.

But with small EMI hikes or smart prepayments, you can save at least ₹6-7 lakh or even more without changing your bank or refinancing.

In this video, I explain the Loan Prepayment Calculator, which helps you:
• Calculate total interest paid on your home loan
• Understand EMI split between principal & interest
• See how small EMI hikes reduce interest
• Compare monthly vs yearly prepayments
• Reduce loan tenure by years
• Track everything using a month wise amortization schedule

This calculator is useful if you want to:
✔ Pay less interest on your home loan
✔ Become debt free faster
✔ Plan EMI hikes smartly
✔ Make informed prepayment decisions

📊 How to Use the Calculator
🔗 Google Sheet Link: https://docs.google.com/spreadsheets/...

1️⃣ Open the sheet
2️⃣ Go to File → Make a Copy
3️⃣ Choose your Drive location and click Make a Copy

✍️ Enter values only in cells C2 to C7 in the Inputs tab
⚠️ Do NOT change any formulas - everything else updates automatically.

Small financial habits today create big savings tomorrow.
Check your loan numbers and take control with Paisa Principle 🚀

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