Скачать или смотреть RBI 2026 Guidelines: No Foreclosure Charges by Banks | Full Breakdown

RBI has changed the game for borrowers! From January 1, 2026, banks can’t charge any prepayment or foreclosure penalties on certain types of loans — making it easier for you to close or refinance your loan without extra cost.

In this video, we’ll explain:
✅ What the RBI 2026 no-prepayment rule means for you
✅ Which loans qualify for penalty-free foreclosure
✅ How this impacts floating-rate home loans and MSE loans
✅ What to check with your bank before closing a loan

📅 Effective Date: January 1, 2026
🏦 Applies To: Loans sanctioned or renewed on or after this date

📌 Disclaimer:
This video is for educational purposes only and not legal or financial advice.
Regulations apply only to loans sanctioned or renewed on or after January 1, 2026.
Individual bank policies may vary — always verify details with your lender.


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