Скачать или смотреть Circle's Arc is Coming! USDC native Payment L1!

Web3 Enabler is excited to be planning native support for Circle's Arc. As Arc moves into public testnet and public beta, we are excited for this platform.

Web3 Enabler is natively integrating the Circle stack. That includes the CCTP that lets you easily move USDC across chains, wallets with Paymasters to abstract gas fees, and easy to use.

We're excited for what a payment-specific L1 brings to the table. We're excited for all the possibilities, making it trivial for companies to send and receive USDC payments whereever their customers have it and wherever their vendors want it, all within Salesforce.

Highlights
💳 Circle launches Arc, a payment-focused Layer 1 blockchain using USDC as native gas to simplify crypto payments.
🌍 Arc includes built-in FX conversion, enabling recipients to receive funds in local currencies effortlessly.
🔗 Salesforce integration with a native Circle Wallet allows businesses to manage crypto transactions directly within their CRM.
💸 Paymaster accounts enable businesses to cover gas fees separately, streamlining vendor payments and expense tracking.
⚡ Micropayments via HTTP 402 protocol unlock easy, account-free pay-per-use services on the blockchain.
💰 USYC, Circle’s yield-bearing stablecoin, lets businesses earn interest on treasury holdings in crypto.
🌐 Multi-stablecoin support (USDC, Tether) expands global payment capabilities with low fees and instant settlements.
Key Insights
💡 Payment-Focused L1 Blockchain Innovation: Arc’s specialization on payments rather than general-purpose blockchain functions addresses a critical pain point—complexity and volatility in crypto transactions. By using USDC as native gas, Arc stabilizes transaction costs and makes payments predictable, which is essential for business adoption. This approach could set a new standard for blockchain design, where purpose-built L1s outperform multi-use blockchains in specific verticals.

🔄 Seamless Currency Conversion Enhances Global Usability: The integrated FX engine within Arc and Circle’s platform removes traditional barriers of cross-border payments. Businesses can pay in USDC or other stablecoins, and recipients can receive funds in their preferred local currency without manual steps. This feature not only simplifies operations but could dramatically reduce costs and delays associated with international payments, making blockchain a practical alternative to traditional financial rails.

🛠️ Salesforce Native Integration Drives Enterprise Adoption: Embedding Circle Wallet and Arc blockchain functionality directly into Salesforce is a game-changer for enterprise users. Given Salesforce’s dominance in CRM and business operations, this native integration enables companies to adopt crypto payments without disrupting workflows or requiring extensive crypto knowledge. It lowers the barrier of entry and accelerates blockchain adoption in mainstream business environments.

🎯 Paymaster Accounts Offer Transparent Cost Management: The ability to designate a Paymaster wallet to cover gas fees separately is a powerful tool for businesses managing large payment volumes. It simplifies accounting by isolating transaction fees from principal payments, allowing for better expense tracking and budgeting. This feature addresses a common challenge in blockchain payments—opaque and fluctuating gas fees—and makes blockchain payments more business-friendly.

⚙️ HTTP 402 Micropayment Protocol Enables New Business Models: The demonstration of micropayments using HTTP 402 protocol on Arc, paid entirely in USDC, is a significant step toward frictionless pay-per-use services. This removes the need for traditional account creation and credit cards for small-value transactions, enabling new monetization strategies for APIs, AI-generated content, and digital goods. It could transform how developers and businesses monetize services online.

💹 Yield-Bearing Stablecoins Support Treasury Management: USYC, Circle’s interest-bearing stablecoin, allows companies to hold treasury funds in crypto while earning yield, integrating financial management with blockchain payments. This feature provides businesses with liquidity management options that were previously unavailable in traditional banking, potentially driving broader treasury diversification into crypto assets.

🌎 Multi-Stablecoin and Off-Ramp Flexibility Supports Global Commerce: Supporting both USDC and Tether (USDT) addresses regional preferences and expands payment options for international clients, particularly in Asia and Latin America. The ability to off-ramp stablecoins directly into bank accounts with minimal fees makes blockchain payments practical and attractive to businesses looking to reduce costs on international transactions, bridging the gap between crypto and fiat worlds effectively.