Salary Sacrifice Car Leasing Explained - What is Salary Sacrifice?

Описание к видео Salary Sacrifice Car Leasing Explained - What is Salary Sacrifice?

Salary Sacrifice Car Leasing Explained - What is Salary Sacrifice and how does Salary Sacrifice Car Leasing differ from standard car finance?

A salary sacrifice lease car is a scheme allowing staff members to drive a brand-new car for a portion of their salary. So salary sacrifice basically means that you give up a portion of your salary to have it used to buy a benefit for you. The main benefit of it is that you are not paying tax and national insurance on that income in the first place meaning that an electric car salary sacrifice scheme can potentially be very attractive to a 40% taxpayer as things currently stand.

In this one we compare a hypothetical private car lease against a salary sacrifice car lease. These salary sacrifice car leases often make most sense to 40% taxpayers and above but then it really needs to be an electric vehicle or EV to make it worth while. Salary Sacrifice on an EV is a great idea for a lot of people (but not all) so we also examine those cases where it may not be the ideal choice. UK salary sacrifice schemes and EV salary sacrifice schemes are becoming very popular with higher rate taxpayers in the UK right now. Salary Sacrifice deals are becoming popular alternatives compared to traditional company car schemes and makes a lot of sense for those with car allowances too although you will need to pay company car tax on anything you get via one of these schemes. We look at a deal on a Tesla Model 3 in this video - would a Tesla Salary Sacrifice suit you? I think it would suit me so maybe Salary Sacrifice Car Leasing is something we should all carefully consider?

I do lots of simple car finance tutorials on my channel including a lot of lease vs buy car comparisons so please keep watching.

Let's get Salary Sacrifice Explained!

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Important : This channel tries to deliver honest advice for real people. Remember that I am not a financial advisor or car finance professional and am therefore not qualified to give any kind of financial advice, views shown here are purely my own but you must make your own financial decisions. Always seek professional advice before entering a finance arrangement of any kind and seriously consider your financial position and the long-term affordability of any deal that you may enter into.

All music used in this video is written, recorded, and produced by me.

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