🥱 Stop Making Boring Financial Goals

Ben and Ernie respond to a recent survey reported by Jill Schlesinger on CBS Morning about American's 2024 financial resolutions. The top responses: save more money (41%), pay down debt (38%), and spend less (30%). BORING! Ben rants about why "spending less money" is not a good financial plan, and Ernie highlights the importance of putting a why behind goals like paying down debt. There's nothing wrong with paying down debt, of course, but to be successful, and to truly practice the YNAB habits, there needs to be a reason why you want to pay down the debt. Maybe it's to fund a vacation that you haven't been able to take before, maybe it's to buy something big for your favorite hobby, or maybe it's to fund a charitable cause. As Ben explains, your spending is part of the way you express yourself in the world, so you need to be clear with your priorities and values.

To that end, Ben and Ernie share some of the most interesting financial goals and resolutions sent in by fellow budget nerds. From buying a forever violin, to funding a college endowment, to traveling the US in a custom-built bus, there are very creative and meaningful responses!

Share your YNAB wins with Ben and Ernie!
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Timestamps:
00:00 Intro
01:18 CBS Morning Survey of Financial Goals
07:51 Alex
10:05 Jenna
13:45 Rebecca
16:00 Ticondy
18:31 Elizabeth
19:38 Sheri
21:28 Lavs23
24:12 Laura
29:07 IHeartSnape
31:57 thewildernessproject
33:13 Emily
35:09 Amber
35:59 Yarnstead
38:58 YNAB Wins

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