Скачать или смотреть Fixed vs Variable Mortgage Rates Explained (UK 2025)

Most people think choosing between a fixed rate and a variable rate is about predicting interest rates. It’s not.

A fixed rate mortgage keeps your payments the same for a set period, giving certainty and stability.
A variable rate mortgage can move up or down, which can mean savings or higher costs.

The right choice depends on your income, your risk tolerance and how predictable your finances are, not the headlines.

This short explains the difference between fixed and variable mortgage rates in simple terms, so you can understand what actually matters before choosing.

For more clear, jargon-free mortgage explanations, visit:
https://www.cikfinance.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.
Subject to status and lender criteria. This is general information, not personal advice.