Скачать или смотреть Stable Money : Must Watch before investing - Safe or Risky - FD withdrawal - Stable Money App review

Stable Money : Must Watch before investing - Safe or Risky - FD withdrawal - Stable Money App review


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Summary👇

In this video, I take a comprehensive look at the Stable Money app, which is designed to help you book and compare FD rates from various banks and NBFCs. While its primary function is to compare FD rates, it also allows you to book FDs directly within the app, but only with partner banks and NBFCs.

I delve into the app's partnership model, noting that you can only book FDs with partner institutions, which currently include three small finance banks:
1. Suryoday SF Bank
2. Shivalik SF Bank
3. Utkarsh SF Bank

I recommend booking FDs with these partner banks rather than NBFCs because banks are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), while NBFCs are not.

In comparison to regular banks, small finance banks (SF Banks) are also safe as they are regulated by the Reserve Bank of India (RBI). However, the minimum capital requirement for SF Banks is ₹200 crore, compared to ₹500 crore for regular banks. Additionally, SF Banks primarily target the rural sector and are required to allocate 50% of their loans to amounts less than ₹25 lakh, whereas regular banks can operate anywhere.

I also explained the role of the DICGC, which covers deposits up to ₹5 lakh. This insurance automatically activates when a customer opens an account with any bank, covering savings, current, and FD accounts.

In conclusion, investing in FDs through the Stable Money app is entirely safe. I've included a download link for the Stable Money app, and new users who book their first FD through this link will receive ₹250 cashback.



Timestamp👇

00:00 - Introduction

00:51 - What is Stable Money?

02:18 - Why Stable Money? [Concept of Stable Money]

03:49 - FD in Banks vs FD in NBFCs

05:56 - Stable Money Partner banks

06:56 - SF Bank Vs Normal Bank

08:38 - DICGC concept

12:01 - Conclusion

12:23 - Get Free ₹250 cashback



Links :

Get ₹200 Cashback on Your First FD with Stable Money! 💰🚀

Open an FD of minimum ₹5001 or more on Stable Money and get ₹200 cashback for free! 🔥

🎁 Stable Money App:
https://sales.gromo.in/sy/Cc0wHxO_2A

If you don’t receive the cashback, DM me on Instagram (@down2tech), and I’ll personally send it to you🤞!

📩 Insta Link:
https://www.instagram.com/down2tech?i...

🎁 Open Your Upstox Account Now:
https://upstox.onelink.me/0H1s/28SV



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