Скачать или смотреть Why You Should NEVER Listen To Dave Ramsey For Investing Advice [Financial Planner Reacts]

Dave Ramsey is great for budgeting and debt paydown advice... but, he may have crossed a line with investing advice.

He has recently showed his stubbornness when it comes to withdrawal rates in retirement and expected returns.

I break down plenty of data showing that Dave may be giving some unsound portfolio advice that could get early retirees and retirees in general in trouble.

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00:00 - Introduction to Dave Ramsey's Investing Advice Controversy
00:37 - Breaking Down Dave Ramsey's Viral Safe Withdrawal Rate Advice
01:13 - Critiquing Ramsey's Misunderstanding of Withdrawal Rates
02:26 - Exploring the Concept of Safe Withdrawal Rates
03:36 - Analyzing the Flaws in Ramsey's Investment Strategy
04:11 - The Importance of Sequence of Return Risk in Retirement
05:27 - Case Study: Impact of Market Timing on Retirement Funds
06:01 - Dangers of Overly Aggressive Asset Allocation
07:09 - Assessing the Risks of an 8% Withdrawal Rate
08:16 - Understanding Safe Withdrawal Rates Across Different Portfolios
09:20 - The Viability of High Withdrawal Rates in Shorter Retirements
10:29 - The Significance of Market Timing in Retirement Planning
11:03 - Debunking Ramsey's Simplistic Investment Math
12:12 - The Problem with Ignoring Professional Investment Advice
13:24 - Adapting Withdrawal Rates Based on Market Conditions
14:36 - The Reality of Living Off Retirement Funds
15:48 - Evaluating the Risks of Dave Ramsey's 8% Withdrawal Strategy
16:22 - Dave Ramsey's Misguided Investment Advice
17:35 - Why Dave Ramsey's Wealth Distorts His Investment Perspective
18:08 - Conclusion: Why Ramsey's Advice Might Be Harmful for Investors

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Disclaimers:

This information is for educational purposes only and is not personalized in nature. Nothing I say is meant to be a recommendation to buy or sell any financial instrument. Do your own due diligence, and take 100% responsibility for your financial decisions or consult a financial professional to help you.
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