Скачать или смотреть LIC Protection Plus 886 सबसे Powerful Insurance + Investment Plan Full Features &

🌟 LIC Protection Plus Plan 886 — Insurance + Investment का सबसे शक्तिशाली कॉम्बिनेशन!
इस Video में जानिए इस नए प्लान की Features & Strong USP, जो इसे आज के समय की सबसे Smart Financial Choice बनाता है. 💡

अपनी Financial Planning मजबूत करें और Future Secure करें.

⭐ LIC PROTECTION PLUS – MAIN FEATURES

🔹 Product Nature

Non-Participating, Linked, Individual Life + Savings ULIP

🛡 1. Life Cover Features

Life cover पूरे पॉलिसी टर्म के लिए लागू

Basic Sum Assured = Annual Premium × SA Multiple

SA Multiple age व PPT के अनुसार (max up to 40×)

Top-up पर 1.25× Top-up Sum Assured मिलता है


🪙 2. Investment Features

कुल 6 Fund Options

Bond,/ Secured, /Balanced, /Growth

Flexi Growth (Nifty 100 आधारित)

Flexi Smart Growth (Nifty 50 आधारित)

4 Free Switches प्रतिवर्ष

💼 3. Premium Structure

PPT options: 5, 7, 10, 15 years

Policy Term: 10, 15, 20, 25 years

Minimum Premium:

₹5,000/month (PPT 5,7,10)

₹3,000/month (PPT 15)

All modes allowed (Y/H/Q/M)

📈 4. Charges

1st Year Premium Allocation: 8%

Years 2–5: 5.5% (offline)

Policy Admin Charge: First 5 years NIL

FMC: 1.35% p.a.

Mortality Charges refundable on maturity

🎁 5. Key Benefits

Death Benefit:

Highest of (Basic SA – withdrawals), Fund Value, 105% of Premiums


Maturity Benefit: Full Fund Value

100% Mortality Charge Refund on maturity


🏦 6. Partial Withdrawal / Top-Up

Partial withdrawal allowed after 5 years

Top-up allowed anytime except last 5 years

Top-up minimum ₹1,000

🔄 7. Flexibility Options

Increase / Decrease Sum Assured (conditions apply)

Premium mode change allowed