First Steps to Buy a House: Start Your Home Buying Journey

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Welcome to your first step towards homeownership! Join me, your TNRealEstateGal, as we navigate the essential beginnings of buying a home. This video is perfect for first-time homebuyers or anyone looking to refresh their knowledge on the home buying process.

In this video, you'll learn:

Assessing Your Financial Situation: Understand how your income and credit score affect your mortgage options and interest rates. Aiming for a credit score of 720 or higher is ideal, but there are programs for lower scores too!
Determining Your Budget: Find out why your mortgage payment shouldn't exceed 28% of your gross income and why talking to a lender is a crucial step.
Saving for a Down Payment: Discover the benefits of saving early, whether for down payments, closing costs, or furnishing your new home.
Whether you're unsure about credit scores, budgeting, or just starting to save, this video provides all the information you need to begin your path to owning a home. Plus, get insider tips on finding great lenders who can guide you through the mortgage process.

🏡 Looking for more tips on buying a home? Check out the links in my bio for additional resources or direct message me for personalized advice.

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