Скачать или смотреть Soft Pull vs Hard Pull - Credit Score Check Explained | Credit Report Tips

Soft Pull vs Hard Pull - Credit Score Check Explained | Credit Report Tips

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Описание к видео Soft Pull vs Hard Pull - Credit Score Check Explained | Credit Report Tips

Ever wondered what the difference is between a soft pull and a hard pull on your credit report? 🤔
In this video, we break it down in simple words so you can understand how each one impacts your credit score.

✅ Soft Pull (Soft Inquiry) – Checking your credit score or background check. No effect on your credit score.
⚠️ Hard Pull (Hard Inquiry) – Happens when you apply for a loan, credit card, or mortgage. May slightly lower your credit score for a short time.

Knowing the difference helps you stay in control of your financial health and make smarter borrowing decisions. 💳📈

📌 Watch till the end to learn:

What is a soft pull credit check?

What is a hard pull credit check?

How each impacts your credit score

When lenders use soft pull vs hard pull

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