Скачать или смотреть Your First Seller‑Finance Deal: Pricing, Paperwork & Profit Steps

Ready to close your first owner‑finance transaction but not sure where to start? Attorney‑investor Scott Horne walks through every key decision—sales price, interest rate, down payment, compliance, and collections—so you can turn a “subject‑to” or low‑equity house into long‑term cash flow.

In this 12‑minute guide you’ll learn:
Why 80‑85 % of buyers can’t qualify for conventional loans—and how that creates demand
Setting price & rate: using rent data to reverse‑engineer affordable payments
Down‑payment realities (10 % vs. 20 %) and creative ways to let buyers pay the balance
Term choices: 30‑year vs. shorter notes and tricks to encourage extra principal payments
Must‑have paperwork: RMLO processing, Dodd‑Frank/Safe Act basics, compliant closings
Managing the note yourself—why no one collects your money better than you

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⏰ Chapters
00:00  Intro – Why Seller Financing Rocks
00:44  When Sub‑To + Zero Equity = Only Option
01:30  Big Buyer Pool: 85 % Can’t Go Conventional
02:53  Pricing Above ARV (104‑110 %)
04:11  Down‑Payment Math & Pay‑Over‑Time Ideas
05:18  Interest‑Rate Sweet Spots (Low vs. High Price Points)
06:28  Using Rent Comps to Check Affordability
07:46  30‑Year vs. Shorter Terms + Extra Payments
08:55  Required Disclosures & Federal Compliance
10:11  RMLO Processing & Buyer Vetting
11:15  DIY Collections: Protecting Your Cash Flow
11:54  Final Tips & Next Steps

Scott Horne has been a real estate, title attorney, and investor for over 30 years. Over this time, he has purchased, rehabbed, and sold over 7,000 single family homes. Through his companies and law office, he has transacted over 10,000 creative finance deals. Scott’s experience as both an attorney and an investor puts him in a unique position to help you navigate this tricky business every step of the way.

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1. The Subject To Academy
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2. Everything You Need to Know About Liens
https://www.theownerfinancenetwork.co...
3. Scott Horne’s Owner Finance Real Estate Investment Training
https://www.theownerfinancenetwork.co...
4. 1 Day Recorded Training on Owner Financing
https://www.theownerfinancenetwork.co...
5. Owner Financing for Realtors
https://www.theownerfinancenetwork.co...

✅ 𝐍𝐞𝐞𝐝 𝐡𝐞𝐥𝐩 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧?
1. Legal Services
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2. Title Services
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3. Note-Pro Services
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4. RMLO Services
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5. Loan Servicing
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