Ever wonder what it's really like living at Northern Virginia's favorite lake area? 👉 DM me @chriscolganteam or explore my free relocation tools below—I’ve helped hundreds move and I’d love to help you too.
If you're dreaming of a waterfront lifestyle, this video is your ultimate guide to living at Lake Anna. We explore why this is one of the best lake communities in Virginia, perfect for a full-time residence, vacation home, or investment property. We dive deep into the Lake Anna real estate market for 2025, showing you what to expect from the cost of living at Lake Anna and what your money buys, from cozy off-water cottages to luxurious Northern Virginia waterfront homes.
This tour covers everything you need to know about the Lake Anna lifestyle, including the best neighborhoods, amenities, boating, fishing, and dining hotspots. We even break down the all-important difference between the public "cold side" and the private "warm side" of the lake. Whether you're a homebuyer, retiree, or investor looking for strong rental returns, this guide will help you decide if Lake Anna is the right fit for you.
👤 About Chris Colgan
Chris Colgan is a top-producing Northern Virginia Realtor with over $1 billion in sales, founder of Real Nova Network, and leader of The Colgan Team at eXp Realty. He helps clients navigate both primary and secondary home purchases across Northern Virginia and Lake Anna.
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0:00 - Why Lake Anna is Northern Virginia’s Favorite Lake
15:14 - The Best Neighborhoods at Lake Anna
11:25 - Lakefront vs. Off-Lake Living & Home Prices
4:27 - Boating, Fishing, and Things to Do
7:56 - Dining and Entertainment on the Water
12:09 - Is Lake Anna Right for Your Investment Goals?
Is Lake Anna a good place to live year-round?
Yes, Lake Anna has a steadily increasing year-round population. However, it's important to weigh the pros of a peaceful, recreational lifestyle against the challenges, which include a 90-minute commute to D.C., limited public transport and delivery services, and fewer amenities than a typical suburb.
What is the average home price at Lake Anna?
The market is diverse. The average waterfront home sells for about $875,000, but properties can range from off-water homes starting around $300,000 to luxury waterfront estates over $3 million. The video provides a detailed breakdown of price-per-square-foot averages for waterfront, water-access, and non-water properties.
Can I buy an Airbnb or short-term rental there?
Absolutely. The video confirms that Lake Anna is "Airbnb friendly" and a strong market for vacation rentals, with waterfront homes renting for $3,000-$5,000+ per week in peak season. It's crucial to check specific HOA rules regarding short-term rentals before buying.
What’s the difference between the warm side and cold side of the lake?
The "cold side" is the larger, 9,600-acre public side of the lake, open to everyone and featuring most of the commercial marinas and restaurants. The "warm side" is the smaller, 3,400-acre private side, accessible only to property owners and their guests. Its water is 5-10 degrees warmer year-round due to the nearby power station, and it has less boat traffic.
Are there public beaches and marinas at Lake Anna?
Yes. Lake Anna State Park has a public swimming beach with lifeguards, picnic areas, and hiking trails. The public side of the lake also has numerous marinas, including Anna Point Marina and Sturgeon Creek Marina, offering boat rentals, fuel, and storage.
How far is Lake Anna from DC or Northern Virginia suburbs?
Lake Anna is about a 90-minute (75-mile) drive southwest of Washington, D.C. It's closer to other Northern Virginia suburbs, located approximately 45 minutes from Fredericksburg and 30 minutes from Culpeper, making it a convenient getaway.
📍 This video was filmed at Lake Anna, Virginia, and is part of the Real Nova Network’s lifestyle and waterfront real estate series produced by Chris Colgan at eXp Realty.
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