Скачать или смотреть What Banks Actually Do With Your Money Explained Like You’re 5

When you deposit money in a bank, it feels safe, simple, and boring. But beneath the surface, your money is doing something far stranger — and far riskier — than most people realize.

In this video, we break down what banks actually do with your deposits, how fractional reserve banking works, and why your money can exist in two places at once. You’ll learn how banks create money through lending, why bank runs happen, and how government guarantees keep the system standing — even when it’s on the edge of collapse.

We’ll explore the history behind modern banking, the role of deposit insurance, what really happened in 2008 and 2023, and why confidence — not cash — is the true foundation of the financial system. No jargon. No hype. Just a clear, simple explanation of how money really moves through the economy.

If you’ve ever wondered whether your bank balance is truly “there,” this video will change how you see money, trust, and the fragile system holding it all together.
If you want calm, structured, and intelligent explanations of modern finance and economics, The Money Framework is for you.

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