Скачать или смотреть Can XRP Back U.S. Government Bonds? Bold Proposal Sparks Debate

Vandell Aljarrah of Black Swan Capitalist recently proposed a bold idea: replacing traditional U.S. Treasury bonds with XRP-denominated bonds. In this model, investors would buy XRP from the Treasury, earn a fixed return—say 2%—and redeem it at maturity, just like regular bonds.

The potential? Greater transparency and efficiency using blockchain. But the challenges are steep—crypto volatility, unclear regulations, and XRP’s status as a reserve asset.

While some U.S. states now allow limited crypto in treasuries, only Bitcoin qualifies. Even Aljarrah admits: a major collapse in traditional markets might be needed before XRP bonds are considered.

Still, the idea of blockchain-based sovereign debt is gaining traction. El Salvador is already experimenting. Meanwhile, serious proposals for Bitcoin-backed bonds—like a $2 trillion plan with 10% Bitcoin allocation—are emerging in the U.S.

For now, XRP bonds remain a vision. But in a changing financial world, radical ideas may find their moment.