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Securing a mortgage? Here's a crucial tip on navigating the asset scrutiny process! 💡

When lenders scrutinize your assets and income, they'll dive into your bank statements. If a significant sum suddenly appears, they'll inquire about its source.

To avoid complications, ensure any large deposits are well-documented. If it's a gift, make sure it's clearly labeled and traceable.

Pro tip: Get the funds early, invest them if possible, and wait a few months before applying for a mortgage. This ensures smooth sailing without raising any red flags! 🔍 🏠

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