Axis Bank Car Loan 2025 | Interest Rates Fees, Eligibility & Documents | Zero Down payment Car Loan

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Axis Bank Car Loan | Interest Rates Fees, Eligibility & Documents | Zero Down payment Car Loan :-    • Axis Bank Car Loan 2025 | Interest Ra...  

Axis Bank se car loan lene ke liye neeche diye gaye steps ko follow kar sakte hain:

1. Eligibility check karein:
Age: 21 se 70 saal
Stable job ya regular income source hona chahiye
Minimum monthly income: ₹15,000
Achha CIBIL score hona zaroori hai (700+ points)
2. Loan amount decide karein:
Jo car aap kharidna chahte hain, uski price aur aapki repayment capacity ke hisaab se loan amount decide karein.
Axis Bank usually car ki on-road price ka 85-100% tak loan deti hai.
3. Documents ready karein:
Identity proof (Aadhaar card, PAN card)
Address proof (Ration card, Bijli bill)
Income proof (Salary slip, Bank statement, IT return)
Passport size photo
4. Apply karein (Online/Offline):
Online: Axis Bank ki website par jaake car loan ka option choose karein aur form fill karein.
Offline: Axis Bank ke nearest branch mein jaake form fill karke apply karein.
5. Loan offers aur interest rates check karein:
Interest rates aur EMI calculate karein.
Axis Bank ki car loan interest rates usually 8.75% se start hoti hain. (Yeh time aur conditions par depend karta hai.)
6. Loan processing:
Bank aapka credit score, income aur documents verify karegi.
Agar aap eligible hote hain, to loan approval ho jayega.
7. Loan approval aur disbursement:
Loan approve hone par bank aapke account mein loan amount transfer karegi ya car dealer ko direct payment karegi.
8. EMI payment:
Loan repay karne ke liye ek fixed period ke liye EMI set hoti hai jo aapko har month pay karni hoti hai. Aap E-Mandate set kar sakte hain taki EMI automatic bank account se deduct ho jaye.
9. Insurance aur documentation:
Bank car ka insurance lene ki salah degi, kyunki car loan ke liye insurance mandatory hota hai.
Aapko RC (Registration Certificate) aur insurance ki copy bank ko deni hoti hai.
10. Loan closure:
Pura loan repay hone ke baad, aapko No Dues Certificate milega aur car par se bank ki hypothecation hat jayegi.