Скачать или смотреть Don't Let Your 25-Year-Old Policy Leave You Exposed

That life insurance policy you bought at 30 when you were single and invincible? It's not enough anymore.

You're 55 now. Mortgage. Kids in college. Aging parents are depending on you. That $100K policy from 1995? It won't even cover your final expenses, let alone support your family.

🛡️ Life changes. Your insurance should, too.
What You Actually Need:
✅ Term life: $50-100/month for $500K coverage (age 50)
✅ Disability insurance: Replaces 60-70% of income if you can't work
✅ Umbrella policy: $200-400/year for $1M extra liability coverage
Review your coverage:

Every 3-5 years minimum
After ANY major life event (marriage, kids, divorce, new house)
Before retirement (your needs change dramatically)

Because hope is NOT a strategy.

🚨 This is MISTAKE #5 of 8 🚨
But the other seven are just as critical—especially #8. It's the silent retirement killer that costs $100K+/year and wipes out savings in months, not years.

👉 Full breakdown: "8 Midlife Money Mistakes That Can Cost You Big... Especially #8."    • 8 Midlife Money Mistakes That Can Cost You...  

I walk through all your options for protecting what you've built. Don't let outdated insurance destroy your retirement.

📌 INSURANCE CHECKLIST:
✅ Is life insurance adequate for the current situation?
✅ Disability coverage in place?
✅ Umbrella policy for extra protection?
✅ Last review date? (If over 3 years ago, time to update)

Protect What You've Built:
🔔 Subscribe to Fifty Cents of Advice
💬 When did you last review your insurance? Comment below
🔗 Share with someone putting this off

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