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Turning 65 is an important milestone, and enrolling in Medicare comes with decisions that can have long-term effects. Many people assume Medicare automatically covers everything, but Medicare has specific rules, enrollment periods, and coverage options that are important to understand.

Missing an enrollment deadline, delaying coverage without qualifying coverage, or choosing a plan that doesn’t align with your healthcare needs may result in higher out-of-pocket costs or late enrollment penalties. Because everyone’s situation is different, Medicare choices should be based on individual needs, providers, prescriptions, and budget.

This video provides general educational information to help you better understand common Medicare enrollment mistakes and why reviewing your options before enrolling matters.

If you are approaching age 65 or helping a family member prepare for Medicare, speaking with a licensed Medicare professional can help you understand how Medicare works and make informed decisions.

Disclaimer:
Not affiliated with or endorsed by the U.S. government or the federal Medicare program.

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