Скачать или смотреть ✁💳 Cancel Your Credit Card Before Taking Out a Mortgage?

Lenders view credit card limits as potential debt, EVEN if you pay off the balance each month. For example, a $10,000 credit limit can reduce your borrowing capacity by up to $50,000!!

Impact on Borrowing Power
📊💡 Credit limits viewed as potential debt
📉 $10,000 credit limit can reduce borrowing capacity by $50,000
Managing Your Credit Card
💳✔️ Consider reducing credit limit instead of canceling
📋 Consult mortgage broker for advice
Debt-to-Income Ratio
📈💼 Higher credit limits affect debt-to-income ratio
#firsthomebuyer #creditcard #bank #mortgagebroker #mortgagebrokeraustralia

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