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The Florida housing market is shifting—and for the first time in over a decade, buyers finally have the upper hand. If you’ve been waiting to make a move, this Florida housing market update explains why now may be your best opportunity.

This is the closest Florida has seen to a true buyer’s market in years. After more than a decade of sellers calling the shots, negotiating power is shifting back toward buyers. Inventory has increased, demand has cooled slightly, and motivated sellers are far more flexible than they were just a few years ago.

One of the biggest advantages buyers have right now is negotiating for a lower interest rate. Many sellers are willing to offer credits toward a rate buy-down to help secure a deal. This strategy can significantly reduce your monthly payment and save you thousands over the life of your loan.

Buyers can also negotiate closing costs in today’s Florida real estate market. Asking the seller to cover some or all of your closing costs is no longer unrealistic. This can reduce your upfront expenses and make buying a home far more affordable.

Finally, don’t be afraid to make an offer below asking price. Some sellers are more motivated than their list price suggests, and you won’t know what’s possible until you put an offer in writing. Strong terms and a reasonable offer can go a long way in today’s market.

This buyer-friendly window may not last forever. Buyers who act now can take advantage of rare negotiating power in the Florida housing market.

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Shannon Young | Cross Country Mortgage | NMLS 373031 & 3029 | FL, GA, SC, NC, AL, TN

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