Health Insurance Claim Can't be REJECTED | IRDAI Insurance Regulations 2024 | Gurleen Kaur Tikku

The IRDAI has also reduced the moratorium period significantly from 8 years to 5 years.

Once an active health insurance policy’s moratorium period ends, the insurer cannot deny any claim covered by the policy on any grounds, except fraud.

The moratorium would be applicable on the sums insured of the first policy.

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✅ RDAI Latest Insurance Regulations 2024 :    • IRDAI Latest Insurance Regulations 20...  
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✅ TIME STAMPS :-
0:00 Introduction
0:51 Earlier Rules for Moratorium Period
1:03 New Moratorium Period by IRDAI
1:36 Details about Moratorium Period
2:50 Example for Moratorium Period
3:33 Clause for Moratorium Period
4:10 Fraudulent Activities
5:08 Claims Can't be rejected
5:50 Conclusion
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