Скачать или смотреть Housing as Shelter vs Wealth: The Policy Choice Behind the Affordability Crisis

Should home exist primarily as Shelter for families - or as an investment for Wall Street. In this video, we break down why housing can’t be both without guardrails. Why unchecked speculation negatively impact shelter, and suggests practical policy fixes that work. Learn how financialization, zoning, and missing permanent-affordability supply drive rising rents, homelessness, and labor-market strain — plus proven solutions: progressive tax/timing rules, vacancy/speculation taxes, community land trusts, social housing, and Housing First strategies. Packed with evidence, targets, and a roadmap for stabilizing prices while preserving wealth-building. If this helped you, please like and share to spread the conversation. #HousingCrisis #AffordableHousing #HousingPolicy #Homelessness #CommunityLandTrusts #HousingFirst

OUTLINE:
00:00:00 Redefining Our Relationship with Home

00:00:46 When Homes Become Financial Instruments

00:01:29 The Evidence Pattern

00:02:17 Market Behaviors And Community Erosion

00:03:06 The Necessary Conditions For Stable Housing

00:03:59 Supply, Price Discipline, And Tenure Diversity

00:04:44 SECTION S007: Guardrails—Price Discipline And Non-Market Strength

00:05:52 SECTION S008: The Next 25 Years Without Change

00:06:43 SECTION S009: Longer-Term Fracture And Fiscal Costs

00:07:21 SECTION S010: Labor, Growth, And Legitimacy

00:07:52 SECTION S011: Crowding Out The Future

00:08:23 SECTION S012: Rebalancing The Wealth Function

00:09:28 Cooling The Froth Without A Crash

00:10:42 Targets And Permanent Affordability

00:11:55 CLTs, Social Housing, Co-ops—How It Works

00:12:47 Ambitious Targets And Public Commitment

00:13:59 A Shared Interest—Homeowners And Stability

00:14:45 Why Moderation Helps Everyone

00:15:33 Reframing The Goal—Moderate, Don’t Maximize

00:16:11 Curb Speculation, Protect Residents

00:17:04 The Courage To Choose Shelter

00:17:43 Final Synthesis And Call To Action

00:18:25 The Courage To Act—Closing

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Disclaimer
The opinions or information expressed in this video are those of the author and do not necessarily reflect the official views, policy, or position of the organizations mentioned in the video. The information on HomeSmart Academy Channel is general, for informational purposes only, and is not to be relied upon or interpreted as real estate, legal, accounting, or other professional advice or a substitute. Please discuss anything related to real estate with your real estate agent, and seek professional or legal advice before proceeding to buy a house.