Скачать или смотреть Loan Masterclass: SECRETS To Loan, Interest, Govt Schemes | CA Mukesh Mohan Gupta

This episode offers a detailed Loan Masterclass on MSME loans that is a must for every business owner. Here's what we discussed with CA Mukesh Mohan Gupta ‪@MSMEHelpline‬

1. What are MSMEs and how they are a vital part of our economy
2. How MSMEs can raise funds for their business
3. How to create the perfect loan application
4. Top Govt schemes for securing a loan
5. Bank Secrets to Loan and Interest
6. How to get a collateral free loan of upto 100 crores
7. What does defaulting on a loan mean
8. What are the major documents needed to apply for a loan
9. Practical Scenario for taking a loan
10. Why MSMEs should go for loans
11. How to negotiate with banks on your loan interest and charges
12. What should be the interest charged on your loan

In this podcast, CA Mukesh Mohan Gupta a seasoned finance professional and policy advocate with over three decades of experience in banking, MSME development, and entrepreneurship. As the President of Chamber of Indian Micro Small & Medium Enterprises (CIMSME), he actively bridges the gap between government, banks, and entrepreneurs. A former banker and a passionate MSME evangelist, he’s played a key role in shaping credit facilitation policies and promoting collateral-free funding access across India.
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Time Stamps:
00:00 - Introduction
01:11 - How can you get Mudra Loan
02:50 - Apply for a Mudra Loan digitally
03:43 - Documents needed for Mudra Loan
05:07 - How to deal with Banks to get a Loan
07:10 - Government portals for applying MSME Loans
09:01 - Selecting the right bank for getting a Loan
10:09 - How to get a Loan approval within 59 minutes!
14:09 - Do this if banks are not entertaining your Loan application
16:20 - How much collateral free Loan can you get
21:12 - Essential documents required to apply for Loans
24:22 - What to do if a bank charges with a wrong charge
26:54 - Most important documents you'll need to get a Loan
30:37 - The reality of getting a Loan
34:19 - Important things to check in a Loan sanction letter
36:03 - Prepayment Penalties
36:37 - What Loan charges you can negotiate with the bank
38:05 - How much can you negotiate on Interest Rate of Loan
39:07 - Remove Prepayment Charges Immediately
40:07 - What if you're not able to pay back your Loan
43:34 - When will you be declared NPA
44:18 - Will you be treated as a criminal if you default on Loan
46:51 - How to get out of debt trap

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Follow CA Mukesh Mohan Gupta
LinkedIN:   / mukesh-mohan-gupta  
YouTube:    / @msmehelpline  
Instagram:   / msmehelpline  


Follow CA Nischal Mittal:
Instagram:   / canischalmittal  
LinkedIn:   / ca-nischal-mittal-9a9112227  

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About:
CA Nischal Mittal, Investment Banker and Founder of Finnacle Capital, brings over a decade of expertise in IPO and Fund Raising advisory and Financial consulting. With a specialization in IPOs and Startup fundraising, he has successfully assisted numerous companies in navigating the IPO process and achieving their listing goals

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Disclaimer: This video is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not intent to defame or harm any person/brand/product/country/profession mentioned in the video. Our goal is to provide information to help audience make informed choices. The media used in this video are solely for informational purposes and belongs to their respective owners.