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Term insurance is a pure protection plan: you pay regular premiums for a fixed period (policy term), and if the insured person passes away during that term, the nominee receives the sum assured (death benefit). There is generally no maturity benefit if the policyholder survives the term. The sole objective is financial protection for your dependents.

LIC’s Term Assurance Plans

LIC of India offers several term / term-assurance plans. Some of the prominent ones are:

LIC’s New Tech-Term – an online pure risk protection plan.

LIC’s Digi Term — a digital / online version for convenience.

LIC’s e-Term — online non-participating term assurance policy.

Yuva Term, Digi Credit Life, Yuva Credit Life — other variants tailored for different needs.

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